Wednesday, October 03, 2007

Financial Freedom Radio…Do You Know What You don't Know?

 

 

Financial education is lacking in the general public with even people who have degrees in finance and business being financially uneducated. The "ostrich syndrome" is alive and well in the financial world and that is where these institutions want you to be.  

 

Financial education is something that the masses don't have and because of the lack of it they end up becoming slaves to the financial institutions. Lumped into this category are the people who have degrees in business and finance. Just because an individual has formal education in finance it doesn't mean that they are financially educated. They have been educated by the teaching institutions into the ways of the financial institutions.

 

Any person who has financial education, and educated by a teaching institution has been educated to leave the teaching institution and get a job within an industry and assist in making that company within the particular industry stronger. If they are not an asset then they have no value to the institution they are employed by. So all of the financial education is pro-business!

 

Translate this to the financial industry and look at the financial education that people receive by the teaching institution; it is pro-financial institution. How do the financial institutions make their money? They make their money on the backs of the consumer, by selling products to the end user. The consumer is the end user! You see anything that makes one group stronger will make the other group weaker. So what makes the financial institutions stronger makes the consumers weaker, because the financial institutions make their money selling products to the consumer. They must "extract the cash" from the consumer in some way or another and justify it as right.

 

So all of these financial planners and advisors are trained by the teaching institutions to make the financial institutions stronger and if they fall down on the job they get fired. The financial institutions operate under four basic rules;

 

  1. They must get your money.
  2. They must get your on a systematic and on going basis.
  3. They must hang on to it as long as possible.
  4. They must give it back as little as possible.

 

If these financial institutions violate these rules they are out of business. Therefore they have to get the consumers money, so doesn't it make sense that the financial information that they sell to the public, is pro-financial institutions.

 

Take a look around and survey what you do financially. I bet that the majority of the financial things that you do, are centered around the financial institutions in some fashion or another. Sometimes everything that is being done revolves around the financial institution in some way or another, and the financial institution get fees and charges from the consumers in almost everything they do.

 

Is the majority of your financial activity focused around the financial institutions? If you answered yes than regardless of your financial education, you are financially uneducated. Regardless, of your financial education if you are fueling the financial institutions you are working for them and all of you financial education has guided you right to them. I have worked with clients who think they know it all financially, and end up losing huge sums of their hard earned cash.

 

If everything that the financial institutions were doing was right then people would not be out living their hard earned money. They would be wealthy beyond dreams. But unfortunately the gains are taken by the financial institutions and little is given to the consumer. I have heard plenty of supposedly highly educated people defend these practices even though they were losing. Usually the people defending these strategies are the people who work for the financial institutions. Don't get me wrong financial institutions have their place but it's not fleecing the public.

 

Actually if you have no financial education you are better off because you have no preconceived financial notions. You are an empty canvas to be painted on and will find it easier to make shifts in thinking. Financial Freedom Radio is conducting a series on "Why You Should Be Rich", you can listen live to this series of download past episodes. The show is Friday 9:00 AM EST. You can also download to you i-Pod thru i-Tunes for free. Simply go to Podcast and type in "Financial Freedom Radio".

 

Dr. Raymond Jewell

Host, FinancialFreedomRadio.info

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Raymond Jewell PhD
610-637-4884
Skype: rbjewell

Tuesday, October 02, 2007

Domains, Report Four

 

BestDomainsToday.com Report Four, Email!

 

 

In this report we will discuss the buying process for domains and what you get for your money. In earlier reports we have discussed picking a domain company and the domain name for you business or website. Then in another report we talked about web hosting and what to look for when choosing the domain company and then looking for a hosting company. It is always good to find a company that can give you good hosting along with the domain management. Then we discussed domain names and subdomains. We talked about subdomains and how powerful they can be when looking for exposure on the internet and in search engines.

 

Now we want to discuss email and what to look out for. This is a critical point since this is your business communication system outside of your telephone. Communication with potential customers and getting emails back is important since you want to be able to communicate with everyone about your business. Now I am going to holler at you for a second so don't take this personally but let it sink in. DON'T GET AN EMAIL FROM AOL, GMAIL, YAHOO, OR ANY OF THE OTHER FREE EMAIL ACCOUNTS THAT ARE WELL KNOW!

 

Anytime you use an email address from one of these sources, or the like you are sending a hidden message to your potential customer that you are a "fly by night" business. Use these accounts for junk mail or things that your customers will not see. But for Pete sake don't use it for your business. I can't tell you how many times I have seen this and believe me it turns me off. It sends the message that you are a shoe string business and that there is not much substance behind your business. It tells your potential customers that you are another start-up business and you have no longevity behind you.

 

You don't want to even raise these questions. Make sure that you are doing everything like the big boys and you will never have these types of questions come up, but leave loose ends and the red flags come up and the questions get asked. Sometimes the questions don't get asked, you are never given a chance!

 

When you purchase a domain you want to use a company that provides hosting, and email. This puts everything in one location. The email must be related to your site and give you the ability to set up multiple mail boxes for use when communicating with your customers. There is a very unique way to market using email response and if you are interested you might want to check out Traffic Wave which will give you the tools and education to learn how to market using email, but for this report all you should get as far as email goes is to know that you need a good reliable email resource.

 

Make sure that you email is spam-free and secure since you will get people sending you all sorts of mailers back when you submit your email to other sites and people. You want a good secure, reliable, fraud spam and virus protected email. Usually the domain company that you purchased your domain from can provide all this. When you purchase a domain you should get one email address for free with the purchase. Additional email boxes will cost but should be under $20 per year. At BestDomainsToday.com you can get up to 100 email addresses for under $30 per year. You want to have "Phishing" fraud protection to keep unwanted email out of your mail box. In computing, phishing is a criminal activity where phishers attempt to fraudulently acquire sensitive information, such as usernames, passwords and credit card details, by masquerading as a trustworthy entity in an electronic communication. eBay and PayPal are two of the most targeted companies, and online banks are also common targets. Phishing is typically carried out by email or instant messaging, [1] and often directs users to give details at a website, although phone contact has been used as well. [2] Phishing is an example of social engineering techniques used to fool users.[3] Attempts to deal with the growing number of reported phishing incidents include legislation, user training, and technical measures.

The first recorded mention of the term phishing is on the alt.online-service.America-online Usenet newsgroup on January 2, 1996,[4] although the term may have appeared even earlier in the print edition of the hacker magazine 2600.[5] A phishing technique was described in detail as early as 1987, in a paper and presentation delivered to the International HP Users Group, Interex.[6] The term phishing is a variant of fishing ,[7] probably influenced by phreaking ,[8][9] and alludes to the use of increasingly sophisticated lures to "fish" for a user's financial information and passwords.

Spam filtering is important to have and use since it will get rid of junk mail and only allow you to receive your important information. I sometimes read some junk mail to get some marketing tips from them but for the most part unwanted mail is junk and it will always be there. Its like all those unwanted mailings you get in your mailbox, you simply throw them in the trash, and this is what your spam filter does for you.

The next is Virus protection, since a large part of viruses come through emails you want to be protected. Viruses lurk in innocent looking emails and then infect your computer. Keep your computer safe from these viruses, so you eliminate downtime.

256-bit encryption! When using Web-Based Email, protect your personal, business, financial, legal or medical information safe – keep your email contents and attachments private with rock-solid, industry-leading protection. With encryption your data is secure and all private information is safe and secure. Protecting your information that comes in through email has to be an issue that must be addressed since any sensitive material that is emailed to you must be kept secret. There are laws that make sure client confidentiality is kept and that any sensitive information that is shared with you on a confidential basis must be kept that way.

 

Auto-Save, saves your drafts even if you're interrupted mid-sentence. No more worries about losing an email due to a mistaken click, computer glitch or "oops." How many times have you written an email and had it delete itself before you were finished? This will not happen and your email client should have back up to make sure that you don't lose necessary information.

 

SMS/Text-Mail Service! You must have the new technology where clients can send and receive SMS/Text-mail. With your website and email package web-based email subscribers can instantly send both text messages and standard email. This lets your clients know that you are a technology driven business and you are able to keep up with the current trends in IT [Information Technology].

 

I like BestDomainsToday.com because it gives me all of the above and more. I like the fact that they worry about keeping up with technology and I have to worry about running my business. Having a good domain company behind you is like having an IT Department in your company. At BestDomainsToday.com you can even appoint someone in your company to interact with experts at BestDoaminsToday.com and they will also have experts to deal with you.

 

Dr. Raymond Jewell

Host, FinancialFreedomRadio.info

BestDomainsToday.com

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Raymond Jewell PhD
610-637-4884
Skype: rbjewell

Veretekk,  Harness The Natural Laws of The Internet!

 

This system is one, if not the only, marketing system of its kind on the internet. This system is so powerful that it is even used by SEO [Search Engine Optimizers] for their clients. I will let you in on a little secret. The SEO experts use this system to push their client's websites and pages to the top of the search engines. You can get the same results as the SEO experts, for a fraction of the cost.

 

Here is how it works! You sign up for a Veretekk Silver System for free, and spend at least several days getting familiar with how it works. You can even go on the training and learn from the experts. The live training is held 24/7 by people all over the world. These people give their time and effort to helping people at no charge. This part of the system would normally cost you thousands of dollars, but it's free.

 

Once you have spent a few hours in the training room [Veretraining] than you are ready to move to Veremail . We are moving from right to left on the top navigation bar. Learn about how Veremail will allow you to send up to 10,000 emails per day to market your products or service. Now you are probably asking where I get 10,000 email addresses per day. I will address that later, and show you how to get them for free. Read on!

 

After you have read about Veremail then move further to the left and click on the bar Veretekk. This will allow you to input your important personal information so you can configure your Veretekk Silver System. This is where you will also be introduced to the portal pages. These portal pages are your engine to get your personal business to the top of the search engines. This is also one of the most misunderstood parts of the system. In future correspondence I will explain this to you but for now we are simply going through an introduction to the free system.

 

There are some people who run a free system exclusively where others upgrade to the paid system and still keep free systems to promote other business. Either way you decide to run you system, it will give you a competitive edge over others and guide you to understanding how to market like the pros. Without this system you are left to learning and struggling spending tons of money that is unnecessary. I can't tell you how many times that I have seen people shun good ideas in lieu of spending tons of money that was not necessary.

 

Once you get finished putting in your important information, actually listen to the recorder information in each section. You can hear this by clicking on the speaker in the top right corner, or wherever it is located on the page. After you complete the configuration go to the section titled Portal Marketing. This is where the power is! You will see a number of pages that have titles. Click on the page "Free FFA's" and you will see a red window open up. Once you have the window open then you will see a URL at the bottom of the red window. Click on the URL and a blue window will open. There you can sign up for Free Leads For Life, and collect your leads that I promised you in the beginning of this article.

 

In order to use the free leads you will need an autoresponder to send them out, but of course you know that. If you don't have an autoresponder you can upgrade to a Gold System and then you will have the ability to send them out. You probably have noticed that you can't upgrade for seven days, since Veretekk wants everyone to understand how to run the system first. In our next report we will discuss this system in greater depth and what to do with these portal pages. These pages will be your powerhouse and allow you to get your business to become recognized by the internet public.

 

If you are reading this article to learn how to get leads from the internet this system is for you. If you are reading to learn how to position your system at the top of the search engines than this system is for you. If you are reading to learn how to use subdomains, and harness their power, than this system is for you. And if you are reading to learn from some of the brightest minds on the internet from around the world, then this system is for you. Finally if you are reading to find your way in the massive world of the internet and are not sure what to do then this system is for you. I am saying this because the Veretekk System is so powerful it is very time consuming to come up with all that it does and just when its done, one of it's tens of thousand of users comes up with another use. You need to learn and once you do you too will find uses that you never dreamed of to market your business.

 

The Veretekk system is so powerful that it requires a dedication to learning. It's like giving you a Ferrari and not teaching you how to drive it. You take it and drive it and you crack it up or you do something stupid, because you weren't trained on how to drive it. Because you had a bad experience you then decide to tell others not to buy a Ferrari. It is important to learn how to use Veretekk right and that is why you are getting this email series.

 

Dr. Raymond Jewell

Host, FinancialFreedomRadio.info

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Raymond Jewell PhD
610-637-4884
Skype: rbjewell

Monday, October 01, 2007

Domains

 

Domains and leads

 

Do You Get Free Hosting Or Do You Really Pay For It?

 

 

Is your website being hosted for free or are you really paying for it? If you don't have a website at this time and are planning to get one this will assist you in what to look for in different types of hosting and hosting companies. First let's understand web hosting from its root definition.

A web hosting service is a type of Internet hosting service that allows individuals and organizations to provide their own websites accessible via the World Wide Web . Web hosts are companies that provide space on a server they own for use by their clients as well as providing Internet connectivity, typically in a data center . Webhosts can also provide data center space and connectivity to the Internet for servers they do not own to be located in their data center, called colocation.

The scopes of hosting services vary widely. The most basic is webpage and small-scale file hosting, where files can be uploaded via File Transfer Protocol (FTP) or a Web interface. The files are usually delivered to the Web "as is" or with little processing. Many Internet service providers (ISPs) offer this service for free to their subscribers. People can also obtain Web page hosting from other, alternative service providers. Personal web site hosting is typically free, advertisement-sponsored, or cheap. Business web site hosting often has a higher expense.

Single page hosting is generally sufficient only for personal web pages. A complex site calls for a more comprehensive package that provides database support and application development platforms (e.g. PHP, Java, and ASP.NET). These facilities allow the customers to write or install scripts for applications like forums and content management . For e-commerce, SSL is also required.

Some hosts specialize in certain software or services (e.g. e-commerce). They are commonly used by larger companies to outsource network infrastructure to a hosting company. To find a web hosting company, there are searchable directories that can be used. One must be extremely careful when searching for a new company due to the fact that many of the people promoting service providers are actually affiliates and the reviews are biased.

In using a hosting company you want to make sure that the company you use has good support. We talked about this in other reports but having 24/7 phone support is extremely necessary since your site has to be up all the time. Get with a company that guarantees 99.9% up time. This means that they have the redundancies in place to make sure that your site is always available to your customers.

Hosting uptime refers to the percentage of time the host is accessible via the internet. Many providers state that they aim for a 99.9% uptime, but there may be server restarts and planned (or unplanned) maintenance in any hosting environment.

A common claim from the popular hosting providers is '99% or 99.9% server uptime' but this often refers only to a server being powered on and doesn't account for network downtime. Real downtime can potentially be larger than the percentage guaranteed by the provider. Many providers tie uptime, and accessibility, into their own Service Level Agreement, or SLA. SLAs may or may not include refunds, or reduced costs if performance goals are not met. One must be extremely careful when selecting a new company and they should read all terms and conditions carefully. A potential customer should also check out the web hosting company's acceptable use policy (AUP) in order to avoid potential cancellation of services due to activities that are considered a violation.

Internet hosting services can run Web servers; see Internet hosting services .

Hosting services limited to the Web:

  • Free web hosting service: is free, (sometimes) advertisement-supported web hosting, and is often limited when compared to paid hosting.
  • Shared web hosting service: one's Web site is placed on the same server as many other sites, ranging from a few to hundreds or thousands. Typically, all domains may share a common pool of server resources, such as RAM and the CPU. A shared website may be hosted with a reseller.
  • Reseller web hosting: allows clients to become web hosts themselves. Resellers could function, for individual domains, under any combination of these listed types of hosting, depending on who they are affiliated with as a provider. Resellers' accounts may vary tremendously in size: they may have their own virtual dedicated server to a colocated server.
  • Virtual Dedicated Server: slicing up a server into virtual servers. Each user feels like they're on their own dedicated server, but they're actually sharing a server with many other users. The users may have root access to their own virtual space.
  • Dedicated hosting service: the user gets his or her own Web server and gains full control over it (root access for Linux/administrator access for Windows); however, the user typically does not own the server. Another type of Dedicated hosting is Self-Managed or Unmanaged. This is usually the least expensive for Dedicated plans. The user has full administrative access to the box, which means the client is responsible for the security and maintenance of his own dedicated box.
  • Managed hosting service: the user gets his or her own Web server but is not allowed full control over it (root access for Linux/administrator access for Windows); however, they are allowed to manage their data via FTP or other remote management tools. The user is disallowed full control so that the provider can guarantee quality of service by not allowing the user to modify the server or potentially create configuration problems. The user typically does not own the server. The server is leased to the client.
  • Colocation web hosting service: similar to the dedicated web hosting service, but the user owns the colo server; the hosting company provides physical space that the server takes up and takes care of the server. This is the most powerful and expensive type of the web hosting service. In most cases, the colocation provider may provide little to no support directly for their client's machine, providing only the electrical, Internet access, and storage facilities for the server. In most cases for colo, the client would have his own administrator visit the data center on site to do any hardware upgrades or changes.
  • Clustered hosting: having multiple servers hosting the same content for better resource utilization.

  Some specific types of hosting provided by web host service providers:

Web hosting is often provided as part of a general Internet access plan; there are many free and paid providers offering these services.

A customer needs to evaluate the requirements of the application to choose what kind of hosting to use. Such considerations include database server software, scripting software, and operating system. Most hosting providers provide Linux-based web hosting which offers a wide range of different software. A typical configuration for a Linux server is the LAMP platform: Linux, Apache , MySQL, and PHP/Perl/ Python. The webhosting client may want to have other services, such as email for their business domain, databases or multi-media services for streaming media. A customer may also choose Windows for its hosting platform. The customer still can choose from PHP, Perl, and Python but may also use ASP .Net or Classic ASP.

Web hosting packages often include a Web Content Management System, so the end-user doesn't have to worry about the more technical aspects.

One may also search the Internet to find active webhosting message boards that may provide feedback on what type of webhosting company may suit his/her needs. To make sure that you are with the company that suits your needs, call them first. You want to be with a company that make you feel good about what you are doing. Running an on-line business is hard enough therefore you want to minimize you problems before they happen. If you are with the right hosting company then you at least don't have to worry about that part of your business.

This information is brought to you by BestDomainsToday.com. BestDomainsToday.com can provide all of the above to you and fits in the model of a webhosting company that serves you, the customer, in a manor that you should demand.

 

Dr. Raymond Jewell
Host, FinancialFreedomRadio.info
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Raymond Jewell PhD
610-637-4884
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