Saturday, August 11, 2007

Do You Believe That The Financial Institutions Have Your Best Interest At Heart?

 

Do you believe that the financial institutions have your best interest at heart?

 

 

 

How many times have you put your money away, in a financial institution or at the recommendations of a financial planner , later to discover that what you gave them is less than what they have left?

 

You see, the financial institutions and the financial representatives operate on a process called cash extraction. This process is centered around the strategy that they must get your money, and they must get in on a systematic an ongoing basis, hang onto it for as long as possible, and give it back as little as possible. If they violate these rules then they're out of business.

 

Financial freedom is when your wealth works for you and not you working for it. The financial world practices financial freedom at the consumers' expense. They have armies of financial planners running around telling consumers that they need to give them their money on a systematic an ongoing basis, and if they do this they will have growth. Never do they talk about financial freedom as it relates to the consumer but only as it relates to a definition in general.

 

The people at the top in the financial industries are practicing true financial freedom at your expense. Because they do not have to do anything but make sure that their armies of financial planners instruct you to give them your money. When you give them your money every one at the top takes pieces of your money ou of  your growth and you're left with the rest. Sometimes what is left is less than what you gave them.

 

When confronted the financial world says "just leave it there you will recover your losses". This is nonsense since leaving it there just gives them the right to take more of it. If you follow their strategies they will win and you will lose.

 

There is a process that allows you to win in these adverse situations and that is called Personal Economic Coach. Personal Economic Coach allows you to simulate your financial world, see where the mistakes are incorrect them before they happen. It also equip's you to know when you're being taken advantage of or not.

 

Many clients have gone through this process and have discovered their personal financial freedom. I encourage you, if you have a desire to win financially, to contact us for a free ½ hour telephone call to learn more about this process.

 

Thank you for reading this article.

 

Dr. Raymond Jewell

Host, FinancialFreedomRadio.info


Raymond Jewell PhD
610-637-4884
Skype: rbjewell

Thursday, August 09, 2007

If You Were Told You Could Lose All Your Money!

 

Recently, I received a prospectus from a very well
known mutual fund, and when I decided to read it my heart sank. I got scared. The prospectus was worse than reading a mystery novel. Here's what I saw.

On the first page (cover) down at the bottom read in quotes "These securities have not been approved or disapproved by the Securities and Exchange Commission, nor has the commission passed upon the accuracy or adequacy of this prospectus. Any representation to the contrary is a criminal offense."

As if this was not bad enough the next paragraph was equally as frightening. It read " Shares of the Funds are not deposits or obligations of, or guaranteed or endorsed by, any bank or depository institution, are not federally insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board or any other agency, and involve investment risk, including possible loss of the principal amount invested."

Why in the world would intelligent people give any mutual fund their money when there are disclaimers that tell you that what they are doing is not even approved by the Securities and Exchange Commission? Furthermore, the deposits are not guaranteed or endorsed by any bank or depository institution which this means, as we saw during the last crash in the market, that when you go to bed at night when you wake up you could be broke.

After reading the index of the booklet, the next page covers the overview. There once again was the horror. The prospectus read " This prospectus describes Funds in (the name of the fund). Each fund has its own investment objective, risks and opportunities. You should consider each Fund separately to determine if it's appropriate for you. No single Fund can provide a complete or balanced investment program, and there is no assurance that a particular Fund will achieve its investment objective."

Wow, I guess that everyone who puts money in these mutual funds has so much money that they can afford to lose their money. If that's the case, they should give it to charity. They can at least get a tax deduction for the gift.( I am making a joke here but, the fact remains, the people were told they could lose and they did.)

After flipping through the prospectus I came upon a section on risk. Five pages were devoted to explaining the risk relative to:

  1. Stock market risk

  2. Small company risk.

  3. Debt risk.

  4. Interest rate risk

  5. Credit risk.

  6. Prepayment risk

  7. Junk bond risk

  8. Foreign market risk

  9. Emerging market risk.

  10. Diversification risk.

  11. Portfolio turnover.

The point is that people will argue and fight to discredit financial products that give them growth and steady safety and defend products that tell them they can lose their money, with page after page stating that they will lose all of their money and disclaimers that tell them that what they are doing is not even approved by the regulatory agency that is supposed to keep it safe for the consumer. One wonders how they are able to get massive amounts of money from the people. There is horror story after horror story about people losing massive amounts of money, but yet people still give their money to people who tell them they can lose.

Buyer beware is definitely a case here if there ever was one.

Whose side do you think the financial institution is on? Do they care about the consumer? Shame on the salespeople who tell only one side of the story to get the consumer's money. I am sure that I will receive lots of email from financial planners, financial institutions, and others that favor the traditional side of finance telling me that I am wrong. My answer is read a prospectus. Defend it however you want, with what ever spin you choose. The fact remains the mutual funds are telling anyone who can read, that they can lose your money, and if they do its your fault for giving it to them. I don't care how much untruthful information the advertisers put out, people can still lose.

There are many nontraditional strategies that are available which will out perform mutual funds. Feel free to contact us and we will tell you what they are.

Dr. Raymond Jewell
Host, FinancialFreedomRadio.info



--
Raymond Jewell PhD
610-637-4884
Skype: rbjewell

Wednesday, August 08, 2007

How Do You Get Leads For Your Business?

 
 
How Do You Get Leads?

 

 

Finding someone to sell your products or services too is a vital part of running a successful strong business. Without customers you are obviously out of business. So what you do? If you're running a home based business you usually buy the leads either through the home based business structure you are in or from an independent company. Many home based businesses make a lot of money selling leads to their members, even though the leads are not worth the money.

 

If you're running an offline business you may advertise, cold call, or purchase leads that someone else supposedly had cold called. In both cases we're back to the purchase of leads. Leads can be very expensive if purchased from companies that supposedly have sorted out the good ones from the bad ones. How do you know whether the leads have been sorted out or not until you use them?

 

Many companies give a halfway guarantee but try to collect on it, and it's very difficult. There are major companies on the Internet that offer leads for sale for hundreds of dollars and also guarantee pay per clicks to your business. The purchase of leads is a big business, because many people don't know where else to turn and think that the purchase of leads is the way to build their own business. [Actually referrals is the best way, but most people will not ask for them.]

 

There is a solution but the cost is so low that sometimes people feel that when they are not spending a lot of money they're not getting quality. Leads-O-Matic is the system that will produce an amazing amount of leads for a fraction of the cost of other systems.  The cost of Leads-O-Matic is actually 33¢ per day where other systems can be as high as $9.00 a day.

 

Put yourself in control of your lead generation system and not some other company making huge profits on you, join Leads-O-Matic today and see for yourself.

 

Dr. Raymond Jewell

Host, FinancialFreedomRadio.info

Master Distributor

Leads-O-Matic



--
Raymond Jewell PhD
610-637-4884
Skype: rbjewell