Thursday, July 27, 2006

If You Could See The Future...

How powerful would it be if you had the ability to see events before they happened? Would you change your life and actions if you had the ability to view the future and see any event before it happened, and whether what you were doing now was right or wrong? There were some television shows written about people being able to see the future and the result of their actions and what they would experience if they stayed their course of events.

Even though we know that predicting the future is unusual, and is almost impossible to do, I will not discard the fact that the world is mysterious and some people claim to be able to see into the future. In this article we will assume that most people don’t possess this skill. The question still remains, if you had the skill and could see events before they happened would it help to do things correctly? The answer is yes.

This skill is available to everyone financially but they don’t use it. The financial institutions don’t like it and the financial planners of the world won’t use it. If they did it would expose the flaws of these institutions and allow the consumers to see where they are making mistakes.

People are so conditioned to defend the financial institutions and their financial planners when in fact these very people are costing them money right out from under their nose. When these consumers are ready to cash in and live their retirement lives in their “Golden Years,” they find out that they don’t have what they were promised and those final years are the “Rusty Years”.

People have started to find out that they will be outliving their wealth and that the very people that they listened to, have let them down. The financial people built huge homes on beaches and made huge sums of money on the backs of the consumer, under the guise of financial planning. Financial planning does not work for the consumer and never has. This has been proven out over time. “If ten percent of the people in the world control ninety percent of the world wealth, then this proves that all the financial planners and financial institutions are wrong otherwise the ninety percent would be in control.”

People should do what the ten percent do and not the ninety percent. The ten percent is not the market of the financial institutions and financial planners the ninety percent is. People are “sheepple” and will follow the masses to the end and lose. We have seen this in wars where leaders have lead their people to destruction and the people still defended them.

The Solution

Finally, there is a process that will enable the consumer to see their future financial events before they happen and correct any mistakes that are discovered. When correcting these mistakes, before they occur, than the consumer is assured that they are on the right path to a successful financial future. This process is called Personal Economic Coach™ (PEC) and through this process consumers are able to see their economic future laid out in front of them and where the financial obstacles could be. After seeing these financial problems they can change them so they don’t happen. By being able to see the future in an economic simulation model consumers are able to understand their financial future better and see how the financial institutions have been taking advantage of them.

This system is very powerful and will point out future economic flaws that are going to occur and provide the tools to correct them but the financial institutions don’t like it. They work very hard to discredit it and keep their “sheepple” in line. They will tell untruths to consumers to get them to think that what they are doing is right when in fact it is very harmful. When we show some clients where these financial flaws are they get annoyed and have a tough time believing that these financial institutions, as massive as they are, would lie to them. Then we remind them of Enron, Global Crossing, Tyco, Adelphi, World Com, etc and point out that the very financial institutions that told the public that these companies were great investments allowed the consumer to lose huge sums of money. I might also add that these financial institutions made billions as the consumer lost.

Personal Economic Coach™ (PEC) has the ability to point out these flaws and show consumers what would happen if they followed these losing strategies. There are many cases where clients are shown that they would have a specific amount of wealth (money) later in life and through discovery found that they had spent more than they would end up with. In other words their out of pocket cost was greater than the money they had later in life. This discovery can only happen through a macro economic view where one can see all of the cost and all of the growth. In a micro setting this discovery is impossible to see.

The financial institutions are very micro and therefore they ignore what they want to ignore. When this happens the consumer is not told the truth. The truth sometimes hurts but caught early on in someone’s life, they can recover millions. If these problems are discovered in someone’s later years their life can be relieved of massive financial erosion and made better. It’s a known fact that when problems are caught earlier the results are more positive than if they are caught later in life. Either way these economic problems need to be eliminated.

This Personal Economic Coach™ is performed at no additional cost to the consumer since they are already loosing enormous sums of money and don’t know it. Fees and charges only act to compound the problem. Anyone who charges fees for service is not doing the job needed. They become part of the problem since now they are an added cost that has to be recovered.

Not going through this process has a huge price tag on it since consumers can lose millions and not even know it until it is too late. A Personal Economic Coach™ will work with their clients at no out of pocket cost, since consumers are losing huge sums of wealth the Personal Economic Coach™ practitioner is paid on commissions only if they find inefficient dollars and can put them to growth. The growth has to be compatible with the macro economic model. If no inefficiencies are found then they make no money. This is called “Risk Reversal”, the Personal Economic Coach™ takes all the risk up front knowing that ninety eight percent of the people have inefficiencies and they don’t know it. The consumer bears no risk. If there are no inefficiencies than the Personal Economic Coach™ practitioner makes no money. Making commissions on recovered only makes sense, but taking this concept a step further the consumer does not pay the commissions they are paid by a third party so everyone is in a win situation.

The end result is the recovery of millions of lost dollars over the lifetimes of consumers allowing them to live the life they imagined and wanted. It eliminates the erosion that has plagued consumers and fostered by the financial institutions for years.

If you would like to learn more about this process feel free to E-Mail me at rbjewell@highviewmgt.com and paste this in the subject heading “Free PEC Evaluation”.

If you would like to call me feel free to do so at 610-280-7000.

Thanks for your attention,

Raymond Jewell, PhD.

Sunday, March 05, 2006

Share Your Personal Story With Us...

Many people have lost millions of dollars to the financial institutions, and their representatives. We are interested in your personal story and would like to publish your story for others to read. Many times people can profit from others mistakes, so by sharing your story you may be able to help others avoid losing.

You Don't Have To Make Financial Mistakes Anymore

By Dr. Raymond Jewell
Editor and Senior Economist Financial Heretic News

“Your mind is like a parachute, it only works when it’s open”

“If ten percent of the people control ninety percent of the world’s wealth than this proves that most financial planners, financial institutions, and accountants are wrong, otherwise the ninety percent would be in control of the wealth.” This is a known fact no matter how you try to rationalize the statement. Occasionally when I make this statement a small few will try to argue it away, but as they try to dismiss it they discover its validity.

Regardless of what you think about the above statement, there will always be a small amount of people controlling a large amount of wealth. The ten percent will always excel and there will always be the ninety percent who struggle and work to get ahead only to lose to inefficient strategies. Most of the ninety percent will follow strategies levied on them by the financial institutions, financial planners, and accountants unknowing that they will lose financially until it’s too late.

After working hard all your life, how would you like to wake up and discover that all you worked for was lost to the financial institutions and their representatives? How would you feel if you were expecting to retire on a certain level of income only to find out that the money you thought was going to be around was not there? There are horror stories after horror stories about just this situation. Many are losing huge sums of money to financial institutions and financial inefficiencies and they don’t know it. Although there are articles written about numerous scandals concerning these same financial institutions, the public goes into denial thinking that nothing can happen to them.

This ostrich syndrome caught many off guard in the late 1990’s and early 2000’s, where a huge majority of people lost massive sums of their hard earned savings with no recovery in sight. (If you lose fifty percent of your money, you would have to earn ten percent interest on your money consistently for more than seven years just to recover your loss, not considering taxes.) All of this happens because the general public feels that because these financial institutions are so big, what they say is always right. People fail to understand the reason they are so large is due to the fact they have convinced the ninety percent to give them their money.

Because these institutions are so big they don’t care whether they lose your money or not. You are simply a target in their sights. I once talked to an individual who had a master’s degree in finance from Harvard, for which he was very proud. I told him that what he learned from Harvard has equipped him to get a job with an employer and make his employer’s company stronger. He was taught how to enable his employer to grow; otherwise he was not an asset to his firm. All of the financial language that he learned was designed to make institutions stronger, but conversely when practiced by the consumer it, makes them weaker.

The financial strategies cannot make both financial institution and consumers stronger, as practiced under the current system. The financial people are trained by the financial institutions, and universities whose intent it is to train people to make the institution stronger. As a consumer, if you practice these strategies, you will become financially weaker. This is born true over time as you see and read about the casualties. Perhaps you have lost yourself, if you haven’t consider yourself lucky. Also, if you haven’t chances are you have tried nothing. The reality is that you don’t have to lose anything.

The same individual who went to Harvard listened, and after a long pause said to me, “You know every time I try to use what I learned at Harvard in growing my wealth and following strategies that I was taught to be sound, I failed. I never understood it until you put it they way you did. You are right all the financial information is pro institution.”

In order not to lose you have to know where you might lose. But how do you do that? How in the world do you see the future financially?

In order to avoid mistakes you must simulate your economic future and see where the mistakes are before they occur. Your economic future is not just financial but encompasses everything you do relative to your well being. When this is done, you are able to see where the financial inefficiencies are and apply them to growth. Through Economic Simulation®, you will be able to see the financial areas that will cause you harm before they happen.

As mentioned before, one of the distinct differences in the ten percent is that they remain highly efficient in everything they do and know where the financial minefields are so they stay away from them. The ninety percent continue to follow losing strategies and believe bad information, and lose. Losing is an option, you don’t have to lose! If you can see the financial mistakes before you make them, will you be able to avoid financial pitfalls? Economic Simulation® allows you to see mistakes before they happen.

You are probably saying to yourself “Economic Simulation®” what is it? Where is it? How do I do it? Ask yourself the question if you could see the financial mistakes before they would happen would you correct what you were doing?

Economic Simulation® is wrapped into a process called Personal Economic Coach® that is centered on simulating your economic future before it occurs, and allows you to see your financial future and know where you will make financial mistakes and how to avoid them going forward. Everything that you do gives you positive results, thus removing financial stress, and worry as to your financial future. You want to know that everything you do throughout your life financially will deliver what you want delivered without fail. You want the assurance that your economic life will be better now, later, and that you will be able to leave wealth to your children. To make sure that what you do financially will deliver your expected results later on in life.

Through this process, the financial institutions, financial planners, and accountants are exposed for their flawed advice. Needless to say they don’t like to be told they are wrong and try to discredit Personal Economic Coach® but truth is hard to discredit. The process is not for everyone since some people have trouble making paradigm shifts in thinking and are unwilling to let new information to enter their lives. I love the phrase “your mind is like a parachute, it only works when it’s open”.

If you would like to learn more about Personal Economic Coach® you may e-mail Rachel Coleman or call 610-280-7000, Rachel will be happy to set up a free meeting so you may learn more about this process.